Compare auto coverage and quotes

7+ hour, 25+ min ago (522+ words) OMAHA, Neb. (WOWT) - The icy roads increase the chances of a crash involving another vehicle. For most drivers that means exchanging information. But proof of insurance provided by the other driver may not mean your repairs are covered. Most accidents without injuries require drivers to exchange information, but verifying proof of insurance can be a real pain. "It was not correct, the information was not valid," said Aaron Valdez, a crash victim. While waiting his turn to turn at 72nd and Grover in mid-September, Aaron Valdez got hit by a white pickup, totaling his car. "I had my foot on the brake and he knocked me back about three and a half feet and it was a three-pound truck that hit me," Valdez said. Michelle Blake is a witness. "The gentleman driving the truck was clearly at fault. He did not…...

8+ hour, 53+ min ago (330+ words) Experienced drivers are at risk of losing valuable years of no-claims discount (NCD) through no fault of their own, due to a growing practice across the insurance industry that artificially limits the information provided in renewal documents. In simple terms, insurers award a percentage discount based on years of claim-free driving, but those are two distinct measures. The discount may stop increasing after a certain point, but the number of claim-free years shouldn't. To understand how widespread this issue is, we contacted a range of insurers to ask how they document long-standing NCD. Their responses, as well as publicly available information, reveal a patchwork of practices: The Financial Ombudsman Service (FOS) has published clear guidance on the matter, stating: "If a customer has a higher no-claims bonus than you'll accept, we'd still expect you to provide proof of the amount…...

10+ hour, 30+ min ago (745+ words) Your credit score can impact your car insurance rate. According to a recent Zebra analysis, people whose credit score is below 580 (poor credit) pay $2,729 annually in car insurance. Those with an 800-plus score (excellent credit) pay closer to $1,308. That's a 48% difference. Check Out: I Bought a Hybrid Car " Here's How Much I Save on Gas Every Month If you don't have credit, or if your score needs work, you still have options. Certain states (including California, Michigan and Massachusetts) either prohibit or heavily restrict the use of credit info in the auto insurance decision-making process. If you need car insurance that doesn't factor in your credit, here are a few options. Available only in Texas, Dillo Insurance doesn't check your credit. You could even get an insurance policy if you have a spotty driving record or have had lapses in…...

13+ hour, 34+ min ago (635+ words) Online insurance is reshaping the way people buy and manage their vehicle policies, offering unmatched speed, transparency, and convenience. Instead of dealing with agents and paperwork, users can compare plans, access digital tools, and complete the entire process from their smartphones. With smarter platforms and secure technology, managing insurance has never been simpler or more efficient. Ready to discover how online insurance is transforming your experience? Keep reading to learn more. How Online Portals Simplify Vehicle Insurance Policy Management Approximately 40% of people buy insurance through online aggregators, which is a faster, more transparent option. Here is how online portals are simplifying policy management: " Easy Renewals with Automated Reminders One of the most significant advantages of online portals is the convenience they bring to policy renewal. Users receive timely reminders before their vehicle insurance expires, preventing accidental lapses in coverage. Therefore,…...

18+ hour, 44+ min ago (220+ words) [Surprised woman in a car looking at a document, conveying shock or disbelief in a modern vehicle interior.][Surprised woman in a car looking at a document, conveying shock or disbelief in a modern vehicle interior.] (Note: Thank you for supporting businesses like those presenting a sponsored message below and ordering through the links below, which benefits Gateway Pundit. The post Auto Insurance Rates Are Climbing " See If You Are Overpaying in Minutes appeared first on The Gateway Pundit. Auto insurance costs have been climbing steadily, and too many drivers just accept the rate hikes without question. But why pay more than you have to? Whether your provider quietly raised your premiums or you've been on the same plan for years, there's a good chance you could be saving big by taking a fresh look at your options. That's where…...

1+ day, 1+ hour ago (286+ words) Charlotte has been a working journalist in Canada, the U.S., and France for over five years. She's written for newspapers and produced videos for national broadcasters. Does Home Insurance Cover Snow Damage On Your Roof? Here's What We Know Waking up to a blanket of snow on your lawn is like a magical dream. However, that dream can quickly become a nightmare if your roof collapses under the weight of that snow. While it may look gentle and delicate, a heavy snowfall can overload your roof. And we aren't talking about a massive blizzard. Even four feet of snow can be heavy enough to cause significant damage; less if it's compacted and dense. A collapse is not the only kind of damage your roof can suffer. As the snow melts, it can leak into the structure, causing severe damage to your…...

1+ day, 5+ hour ago (820+ words) The firm collapsed into administration in October THOUSANDS of drivers are to lose their car insurance cover from today after a firm went bust earlier this year. Premier Insurance Company Ltd, which underwrote policies for around 16,000 car and van drivers, collapsed into administration in October. Watchdog the Financial Conduct Authority (FCA) recently warned the firm's customers, who are mostly based in the UK, that they would no longer be covered from December 1. Customers should have been contacted by their brokers to discuss options for finding alternative cover, the FCA said. If you still need help finding new car insurance, you should contact your existing broker or the British Insurance Brokers Association (BIBA). Driving without at least third-party insurance is illegal in the UK, and could land you with a "300 fine and penalty points. You could also be disqualified from driving…...

1+ day, 7+ hour ago (607+ words) Here's how ACKO's latest partnership with Tesla is shaping the next phase of data-driven EV insurance in India. ACKO General Insurance now constitutes motor insurance, accounting for approximately 40% of the total portfolio. Electric vehicles (EVs) comprise approximately 10% of the business. This implies that EV insurance remains a minor segment of the ACKO business today. ACKO is balancing the growth in this segment. It has initiated a venture with Tesla to provide EV-related insurance. This insurance uses vehicle data and telematics to enable more effective risk analysis and pricing. Another product ACKO offers is Electric car insurance. The distinguishing features include zero paperwork, online purchase/renewal, and digital claim settlement. For example, the official website highlights that you can purchase or renew electric car insurance in minutes via its app or online portal. ACKO has emerged as one of Tesla's preferred…...

1+ day, 8+ hour ago (684+ words) In car insurance, exclusions are always present. Understanding these exemptions can help you to prevent unpleasant surprises when making a claim: General Wear and Tear/Depreciation: Most of the vehicle insurance policies exclude damage or mechanical breakdowns caused by age or natural wear and tear. This also includes the natural depreciation of components such as tires, tubes and interior components. Driving Under the Influence: Claims are denied in all cases where the driver who caused an incident is found to be under the influence of alcohol or intoxicating substances. Unavailability of Driving License: If the individual driving the vehicle does not have a valid driving license, there is a high probability of a denial of coverage. Commercial Usage of the Vehicle: A private policy does not usually cover any loss that is incurred when the vehicle is used for commercial…...

1+ day, 10+ hour ago (607+ words) Here's how ACKO's latest partnership with Tesla is shaping the next phase of data-driven EV insurance in India. ACKO General Insurance now constitutes motor insurance, accounting for approximately 40% of the total portfolio. Electric vehicles (EVs) comprise approximately 10% of the business. This implies that EV insurance remains a minor segment of the ACKO business today. ACKO is balancing the growth in this segment. It has initiated a venture with Tesla to provide EV-related insurance. This insurance uses vehicle data and telematics to enable more effective risk analysis and pricing. Another product ACKO offers is Electric car insurance. The distinguishing features include zero paperwork, online purchase/renewal, and digital claim settlement. For example, the official website highlights that you can purchase or renew electric car insurance in minutes via its app or online portal. ACKO has emerged as one of Tesla's preferred…...