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7+ hour, 41+ min ago (459+ words) Choosing a car insurance provider can be challenging. If you're considering The General, reviewing its pricing structure will help you determine if it meets your needs. However, we recommend gathering quotes from several providers to ensure you're securing the best value when looking to save money on your car insurance. Full-coverage car insurance from The General averages $189 per month. Drivers who choose minimum liability-only coverage pay an average of $98. Keep in mind these are average figures. Your personal rate will depend on variables such as your age, where you live, credit score, and driving record. While your actual cost with The General might be different, these averages provide a useful benchmark for comparing different providers. Each company evaluates risk and offers discounts differently, which can affect pricing. Comparing quotes will show you how The General measures up for your particular…...

8+ hour, 50+ min ago (335+ words) Also Read | Singer Stebin Ben and Actress Nupur Sanon Reportedly Set To Tie the Knot in Udaipur in January 2026; Wedding To Be an Intimate Yet Star-Studded - Reports. The Essential Role of Reinsurance Reinsurance is a very important, yet mostly unnoticeable, part of the insurance ecosystem. When an insurance company sells a policy, it agrees to cover losses in exchange for a premium. To shield themselves against huge, unexpected claims, as in those following a large-scale weather event or a major accident, insurers distribute some of this risk to global reinsurers. Also Read | "Govt Doesn't Want Opposition To Meet Foreign Dignitaries', Says Lok Sabha LoP Rahul Gandhi Ahead of Vladimir Putin's Visit; Calls PM Narendra Modi and MEA "Insecure' (Watch Video). There are major global reinsurers in this market, and the local insurers are dependent on them to provide capacity. When…...

9+ hour, 9+ min ago (12+ words) Car Insurance Premiums Likely to Rise on Reinsurance Costs: A Brief Account...

9+ hour, 55+ min ago (548+ words) The confusion around IDV " and what actually matters Insurers still quote IDV as the "current market value" of your vehicle, but many buyers misunderstand what this number really does. IDV is not the resale price, nor is it the amount you will always receive if your car is stolen or totally damaged. It is only the agreed value used to compute premiums and calculate total-loss payouts. Zero-dep is useful " but not always necessary Zero-depreciation cover became a default add-on for many because it removes the depreciation cuts applied to plastic, fibre and metal parts during repairs. For new cars or vehicles up to five years old, the benefit is clear: the insurer pays the full cost of part replacement without reducing the claim amount. Do not assume all zero-dep policies are identical. Some only allow two claims a year, while…...

12+ hour, 40+ min ago (345+ words) In a well-reasoned recent opinion, an Illinois appellate court strictly construed a cyber policy, ruling that reasonable'but contractually unnecessary'payments made by an insured following a cyberattack did not constitute insured "extra expense." While the decision is designated as "unpublished," it is an important decision for cyber insurers and insureds alike. Specifically, the case provides clear guidance in situations where an insured takes appropriate, but ultimately flawed, actions in response to a cyber event that increase the amount of loss sustained. After attempting unsuccessfully to recover these overpayments from Kronos, Villa turned to its cyber insurance carrier and sought coverage, claiming the amounts as incurred "extra expense." The cyber insurer denied the claim on the grounds that the overpayment did not qualify as an "extra expense" as it was not "necessary," as required under the policy. Villa filed suit. The cyber…...

15+ hour, 48+ min ago (424+ words) New Delhi [India], December 4 (ANI): Compact cars and SUVs together account for nearly three-fourths of all motor insurance claims in the country, highlighting their dominance on Indian roads and in insurance payouts, an analysis report by PolicyBazaar has said. The report showed that compact car owners generated the highest share of claim volumes at 44 per cent, largely due to city driving conditions and moderate-value repairs, which cost an average of "21,084 per claim. It stated "compact cars segment dominates claim volumes with 44 per cent share." The report also shared that the SUVs emerged as the second-largest contributor with a 32 per cent share, but with a higher repair cost magnitude of "29,032 and a comparatively high frequency of 16 per cent. The report noted that SUV-related repairs are costlier due to bigger vehicle structures and higher component pricing. Interestingly, electric vehicles (EVs) contributed only…...

21+ hour, 7+ min ago (1585+ words) The best car insurer in Virginia offers multiple coverage options and enhancements at a good price Insurance Staff Writer, WSJ | Buy Side Staff Deputy Editor, Buy Side Les Masterson is a staff Deputy Insurance Editor at Buy Side and has over 10 years of insurance experience. Updated December 3, 2025, 4:33 PM EST Virginia has several top-rated car insurance companies from which to choose. Compare our top-rated car companies in our analysis to find the best for for you. Travelers offers the cheapest car insurance for good drivers with a full coverage auto policy in Virginia out of all the companies we analyzed. It also provides the cheapest coverage for Virginia seniors and drivers with a speeding ticket, DUI or at-fault accident on their record. Travelers" complaint level is the lowest out of all the companies we evaluated in the state. according to data…...

1+ day, 10+ hour ago (678+ words) Staff at the Victorian government's insurance agency denigrated distressed home owners with profanities in private messages revealed by the state ombudsman. Finance Minister Danny Pearson, apologising on behalf of the government, said it was unacceptable that Victorian Managed Insurance Authority staff had called struggling home owners "c---s" following the 2023 high-profile collapse of residential construction companies that left hundreds of families out of pocket. Porter Davis left hundreds of homes unfinished when it collapsed in March 2023.Credit: Eamon Gallagher Ombudsman Marlo Baragwanath on Wednesday tabled her report into the way the VMIA handled domestic building insurance claims after the insolvencies, including the unprecedented collapse of Porter Davis in March 2023, which left 1700 customers with unfinished homes around the country. The crisis, which ultimately forced the government to overhaul the way residential construction is regulated, left VMIA staff dealing with an explosion in…...

1+ day, 12+ hour ago (488+ words) There has been much discussion in the insurance industry about artificial intelligence (AI) and how it can take on mundane, laborious tasks and complete them in a fraction of the time it would take a human. How Does it Work " and When Can it Be Used? Right now, there are agentic AI applications being developed for every part of the insurance ecosystem, from policy creation through to claims resolution. For example, there are AI producer agents available that target, launch, and optimize cross-channel marketing campaigns " with one click. Typically, insurance producers need about 16 time-consuming manual steps to make a sale. These include identifying best leads, creating a marketing campaign, producing a sales brochure, social media activity and emails, all leading up to the meeting with the client and closing the sale. Agentic AI can automate the entire process that leads…...