News
Opinion | Why Ontario pedestrians without auto insurance will need access to optional benefits
10+ hour, 6+ min ago (618+ words) Legal expert calls for creation of new insurance product to fill gap left by Ontario's shift to optionality I am approaching 40years dealing with automobile insurance disputes. During my first 30 years, there was little innovation in the delivery of auto insurance....
15 minutes to explain a benefit that would save your client 8 cents. Is auto optionality worth it?
2+ week, 10+ hour ago (881+ words) Some estimates put consumer savings at around $100 per year Soon to be a reality in six months, optionality in the Ontario auto insurance product will only end up saving consumers about $100 a year at most, Insurance Brokers Association of Ontario…...
First auto insurer to receive claim pays, even if the policy expired before the accident
2+ week, 2+ day ago (616+ words) Injured claimant may have obtained wrong information, but that's enough to establish a "connection" between him and the auto insurer in a priority case : tribunal An injured claimant who learned the driver who hit him had a policy with an…...
Drivers are more aware of usage-based insurance, but take-up remains sluggish
3+ week, 9+ hour ago (724+ words) What brokers and insurers must do to amplify the benefits of telematics programs More car drivers in Ontario are aware of usage-based insurance (UBI) options, but consumers continue to be wary of using them, says a new study from Rates....
Manitoba’s Top 5 insurance fraud claims of 2025
1+ mon, 4+ day ago (1059+ words) Investigations saved Manitoba ratepayers nearly $17 million in attempted auto insurance fraud in 2025 A claimant suffering severe burns after intentionally setting a truck on fire was one of Manitoba Public Insurance's (MPI) Top 5 fraud cases in 2025. The public auto insurer suspected…...
How the most successful insurers, brokers will respond to Alberta auto reform
2+ mon, 2+ day ago (464+ words) Industry will operate under a "dual system" as claims made prior to Care-first model get closed Under Alberta's incoming'Care-first auto insurance model, which goes into effect on Jan. 1, 2027,'insurers and brokers'can expect to'operate'under a "dual system" for a while as…...
Will Alberta still see auto insurance reform?
2+ mon, 1+ week ago (876+ words) A recent UCP resolution proposes repealing Care-first and returning to "at-fault" based insurance Last weekend"s United Conservative Party of Alberta (UCP) annual general meeting heard a resolution to repeal the province"s upcoming auto insurance reform, set to take…...
What Canadians would rather do than look at their insurance policies
2+ mon, 3+ week ago (395+ words) Most would rather delete their social media or build furniture than deal with their coverage That's'not an exaggeration. A new survey from TD Insurance'asked Canadians what'they'd'prefer to do instead of reviewing their'home and auto insurance policies for potential savings." More…...
Forget fully automated cars. How about a fully automated MGA?
3+ mon, 1+ week ago (613+ words) Agentic AI could make this happen " but it will depend on how insurers collect, manage and protect their Big Data Can you imagine a completely automated Managing General Agent (MGA) using artificial intelligence to serve its insurance company and brokerages…...
The insurance clauses customers most often overlook
3+ mon, 1+ week ago (407+ words) Where brokers can help clarify coverages with'homeowners Canadian homeowners can find themselves caught off-guard by a series of insurance'clauses they may not know about, one expert shares." "Reviewing your policy carefully and asking the right questions can mean the difference…...