14+ hour, 10+ min ago  (123+ words) Some insurance policies have arbitration clauses. Coverage disputes will be resolved in arbitration, but what bad faith claims? The Ohio Supreme Court weighs in. Claims-made policies have retroactive dates. Contamination occurring before the retroactive date is not covered. But what…...

4+ day, 17+ hour ago  (609+ words) California's roads are busy, and the state's population is constantly on the move. With millions of drivers on the highways, collisions are unfortunately common. While liability insurance is legally required, not every driver follows the law. Studies show that a…...

1+ week, 4+ day ago  (428+ words) Over the past few weeks, several insurance companies operating in the Italian market have been facing a new wave of tax questionnaires and audits on how to apply the Insurance Premium Tax (IPT) to driver accident (infortuni sul conducente) and…...

1+ mon, 1+ day ago  (154+ words) Courts considered some interesting insurance issues this past month. The Indiana Supreme Court lent a sympathetic ear to insurers facing multiple claims against a single policy by adopting a "safe harbor" provision for interpleader. The Eleventh Circuit applied the notice-prejudice…...

1+ mon, 4+ week ago  (162+ words) We are pleased to bring you our monthly insurance update. And insurance brokers will be pleased with the Connecticut Supreme Court's decision on the scope of an insurance agent's duties. The court held that an agent has no duty to…...

2+ mon, 1+ week ago  (58+ words) The United States District Court for the Central District of California, applying California law, has held that coverage was barred for insureds who did not give timely notice, despite timely notice by the policyholder. The court also held that whether…...

2+ mon, 3+ week ago  (923+ words) Texas Courts apply the concurrent-causation doctrine, which sets out that "when covered and non-covered perils combine to create a loss, the insured is entitled to recover that portion of the damage caused solely by the covered peril." Advanced Indicator & Mfg.,…...

2+ mon, 3+ week ago  (221+ words) The insurer denied coverage for installation of the new sheathing and the contractor's overhead and profit. The insurer brought a declaratory judgment action and argued that the Policy's "Roof Damage Limitation" and "Overhead and Profit" Endorsements explicitly bar coverage for…...

3+ mon, 3+ day ago  (434+ words) Car accidents can be overwhelming, and one of the most stressful outcomes is when your car is declared "totaled." Many drivers are unsure about what this means, how insurance companies make decisions, or what steps to take next, leaving them…...

3+ mon, 4+ day ago  (162+ words) 2See, e.g., Tex. Ins. Code " 551.056(e). 7See, e.g., Tex. Farm Bureau Underwriters v. Rasmussen, 410 S.W.3d 335, 339 (Tex. App.Houston [1st Dist.] 2013, pet. denied) (holding that Section 551.105 of the Texas Insurance Code, requiring 30 days" notice for a refusal to renew, does not apply when the insured fails to pay the…...