1+ day, 22+ hour ago Understanding the rights of the policyholder begins with recognizing the fundamental difference between two key terms in the insurance lexicon: cancellation and nonrenewal. Across the United States, every state has established a minimum notice period that car insurance companies must…...

4+ day, 10+ hour ago The decision for a car insurance company to declare a vehicle a total loss boils down to a cold, hard calculation: Is the cost of repairing the vehicle more than a certain percentage of its Actual Cash Value (ACV)? This…...

3+ week, 3+ day ago CheapInsurance.com breaks down the essential steps and considerations for comparing car insurance quotes. Understanding how to evaluate different policies can help drivers make informed decisions, save money, and avoid coverage gaps. This guide is based on regulatory guidance, industry…...

3+ week, 4+ day ago Every driver faces the decision of how much protection is enough, and whether it's worth paying for the widest option. CheapInsurance.com analyzes insurance data, risk factors and real-world scenarios to help you understand when paying for "full coverage" may…...

4+ week, 1+ day ago Insurers typically use a specialized score, often called a credit-based insurance score, instead of a standard FICO credit score. According to the National Association of Insurance Commissioners (NAIC), the factors used to calculate this score include: While often correlated with…...

1+ mon, 4+ week ago However, there are important exceptions: While the overarching rule is that insurance follows the vehicle, certain types of coverage behave differently. Liability insurance is the one coverage that follows the driver. This is because liability protects you, the policyholder, from…...

2+ mon, 2+ week ago How you get your car (buying, financing, or leasing) has a big impact on insurance costs. According to Technavio, leasing is on the rise. Ownership structure matters because it dictates coverage requirements. According to Forbes Advisor, national averages show full…...

3+ mon, 1+ day ago The complexities of a red light violation can be confusing, especially when considering the potential impact on your car insurance rates. CheapInsurance.com breaks down what constitutes running a red light, the consequences, and how it can affect your driving…...

3+ mon, 2+ day ago A roadside assistance service is an emergency lifeline designed to get you back on the road swiftly. For both frequent and occasional travelers, a plan offers a safeguard against unexpected automotive troubles. Modern roadside assistance services leverage technology to provide…...

3+ mon, 3+ day ago CheapInsurance.com reports on car insurance nonrenewal, explaining its differences from cancellation, reasons for it, and steps to take if it occurs. What you should know about car insurance nonrenewal For every licensed driver, maintaining a valid car insurance policy…...