2+ week, 4+ day ago (304+ words) One thing people often overlook when purchasing a car, whether new or used, is the cost of insurance. Two new studies, which analyzed over 90 million real-world insurance quotes, reveal which car brands and which used cars are the cheapest to insure. In most cases, the more expensive the car, the more expensive the car insurance will be. But, as these studies show, that is not always the case. As Consumer Reports points out, there is more to the cost of owning a car than just the monthly payments. Car insurance, maintenance, and repairs can often significantly increase the overall cost of ownership. That's why it is essential to have a general understanding of what you are getting yourself into when you purchase a car. According to one of the studies conducted by insurance comparison website Insurify, the cheapest car brands…...

3+ week, 4+ day ago (332+ words) Even as car insurance rates begin to cool from last year's highs, drivers aren't feeling much relief when they have to file a claim. J.D. Power's 2025 U.S. Auto Claims Satisfaction Study, released October 28 from Troy, Michigan, found overall satisfaction holding around at 700 out of 1,000 points. Behind that average, however, eight major insurers fell short of the mark. Nearly a quarter of drivers now carry deductibles of $1,000 or more. 7% admitted they've avoided filing a claim altogether to prevent rate hikes. Mark Garrett, who leads J.D. Power's global insurance intelligence, explained that sure, those choices help lower monthly costs. But they've made actual claims experiences burn more when drivers finally need to use their coverage. Auto Club Group (AAA), GEICO, Allstate, Travelers, Farmers, Progressive, Safeco, and National General. National General finished last with 605 points. Erie Insurance ranked highest with 743 points, followed by NJM Insurance Co....

6+ day, 7+ hour ago (387+ words) Dave Peterson thought he did the smart thing. He landed in Dublin, Ireland with his family this past summer, lined up a rental car from Hertz, and shelled out more than four hundred dollars for what he jokingly called the "super duper insurance." He'd be driving on the left, navigating narrow country roads in Ireland, and he didn't want to worry about damage. He pressed the rental car agent on whether everything was covered. Twice. He got the verbal green light and hit the road. Dave assumed the pricey insurance would handle it. It didn't. Turns out, the extra coverage they purchased specifically excluded wheels, tires, glass, and keys. That detail sat in the fine print they never stopped to read after a long flight and jet lag kicked in. So instead of peace of mind, the Petersons walked away…...

2+ day, 9+ hour ago (738+ words) Anyway, after my exit into greener pastures, the insurance role proved much more stable and lucrative. I could pay my Chicago rent! Unexpectedly, I found the job pretty interesting. I often took calls from folks wondering what their policies covered, or fielded the first phone call to the company after a car accident. During my years there, I learned the different elements of a car insurance policy and what it all meant. Some drivers were surprised to learn they were missing certain coverage. Let's review some of them so you can add them if you think you'll need it at some point. Your insurance usually protects your car, not what's inside it. If someone breaks into your vehicle and takes your laptop, phone, or backpack, most auto policies won't reimburse you." Homeowners or renters insurance is generally the right place…...