2+ hour, 47+ min ago   (297+ words) Auto insurance costs continue to rise nationwide, reflecting factors such as increasing claim severity, repair costs, and state-specific insurance regulations. New York requires 25/50/10. These averages provide a helpful benchmark, but your personal quote may vary based on your specific circumstances....

1+ week, 1+ day ago   (1700+ words) Travelers takes the top spot among national insurers, earning 4.55 out of 5 stars based on a combined score of customer experience, price, financial strength, and complaint data. At the same time, high-satisfaction regional players like Auto-Owners and Erie, as well as…...

2+ week, 1+ day ago   (365+ words) Commercial policies are triggered by how the vehicle is used rather than by the legal existence of a business entity. In this review, Cheap Insurance provides insights about commercial auto coverage for non-business owners. The key eligibility considerations apply in…...

3+ week, 1+ day ago   (871+ words) The Underwriting Function: Verifying the Risk The 60-day underwriting window exists to allow the insurer to conduct its thorough post-bind verification. During this time, the carrier is actively performing critical checks: Motor Vehicle Reports (MVRs): Verifying the driving record of…...

3+ week, 5+ day ago   (739+ words) Understanding the rights of the policyholder begins with recognizing the fundamental difference between two key terms in the insurance lexicon: cancellation and nonrenewal. Nonrenewal: This is when the vehicle insurance provider chooses not to offer a new policy term once…...

3+ week, 6+ day ago   (735+ words) Cheap Insurance dives into what this major shift means for auto insurance policyholders as we approach 2026. It examines the advantages, potential pitfalls, and the proactive steps drivers can take to successfully navigate this evolving landscape of smart auto insurance. One…...

4+ week, 3+ hour ago   (799+ words) The decision for a car insurance company to declare a vehicle a total loss boils down to a cold, hard calculation: Is the cost of repairing the vehicle more than a certain percentage of its Actual Cash Value (ACV)? This…...

1+ mon, 23+ hour ago   (840+ words) Understanding which features truly translate into a discount and which ones simply contribute to your car's overall safety rating is the key to maximizing your savings. Insurers look for features that minimize the two biggest costs: injury claims (reducing payouts…...

1+ mon, 2+ day ago   (1395+ words) There's nothing quite like the feeling of driving a brand-new car off the lot. The spotless interior, the gleaming paint, the distinctive "new car smell'it's a moment of pure excitement. You have signed the papers, secured the loan, and your…...

1+ mon, 3+ week ago   (586+ words) Auto insurance laws vary across the United States, and one of the most important distinctions is between at'fault and no'fault systems. In at'fault states, the driver responsible for an accident is liable for damages, while in no'fault states, each driver's…...