5+ hour, 5+ min ago  (144+ words) It was a busy month for courts on insurance issues. We begin in Illinois. If an insured has a permit that authorizes a certain level of emissions, are those emissions pollutants for purposes of a pollution exclusion? The Illinois Supreme…...

1+ week, 2+ day ago  (242+ words) On February 5, 2026, a divided panel of the Colorado Court of Appeals determined that an insurer that refused to produce an auto insurance policy issued after the subject accident in response to a statutory insurance-disclosure request violated the statute and was…...

1+ week, 6+ day ago  (236+ words) A summary of the year's important insurance coverage and extra-contractual cases within FMG's footprint across the country. State Farm Automobile Ins. Co., v. Orlando - In vacating the Court of Appeals' opinion, the Arizona Supreme Court affirmed the Superior Court's entry of…...

2+ week, 6+ day ago  (87+ words) I am delighted to introduce the latest edition of our Insurance & Professional Risks Annual Review which explores the key decisions and developments impacting the insurance sector from 2025. The Review provides an overview of the most relevant cases and developments....By:…...

3+ week, 2+ day ago  (269+ words) Claims-made policies have automatic extended reporting periods that last for a stated amount of time. But those extensions end if the insured purchases a new policy. What if the new policy does not cover the claim? Is the extended reported…...

1+ mon, 1+ week ago  (285+ words) AI isn't replacing insurance company decision makers yet, as new legislation filed in Florida is aimed at requiring mandatory human reviews of claim denials. The bills also state that when an insurer plans to use algorithms, artificial intelligence systems, or…...

1+ mon, 1+ week ago  (442+ words) The North Carolina Department of Insurance (NCDOI), in partnership with the Farm Bureau's Special Investigations Unit, recently announced a fraud investigation that led to the arrest of a roofing professional on multiple felony charges." According to an NC DOI press…...

1+ mon, 1+ week ago  (214+ words) Federal contracts may involve vehicles in a variety of ways " through leasing arrangements, transportation services, or other operational use. When vehicle-related risk is present, the FAR uses specific clauses to clarify the party bearing responsibility for injuries or property damage…...

1+ mon, 4+ week ago  (123+ words) Some insurance policies have arbitration clauses. Coverage disputes will be resolved in arbitration, but what bad faith claims? The Ohio Supreme Court weighs in. Claims-made policies have retroactive dates. Contamination occurring before the retroactive date is not covered. But what…...

2+ mon, 1+ day ago  (609+ words) California's roads are busy, and the state's population is constantly on the move. With millions of drivers on the highways, collisions are unfortunately common. While liability insurance is legally required, not every driver follows the law. Studies show that a…...