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Bought your first commercial vehicle? Here's how insurance works
2+ hour, 40+ min ago (440+ words) I own a small logistics business and recently purchased a light commercial vehicle for city deliveries. Since this is my first commercial vehicle, I'm not very familiar with how motor insurance works in terms of pricing, coverage, and claims. How…...
How Third-Party Car Insurance Helps You in an Accident
3+ mon, 1+ week ago (500+ words) Every registered vehicle must have at least a basic car insurance policy that covers third-party liability. This requirement exists because accidents can lead to consequences like medical treatment, property repair and even legal claims. Third-party insurance is designed to handle…...
Mis-selling in insurance sector significant concern: Irdai
4+ mon, 1+ week ago (437+ words) New Delhi, Jan 4 (PTI) Mis-selling is a significant concern in the insurance sector, and insurers need to conduct a root cause analysis to identify the underlying causes, the regulator Irdai said in its latest annual report. The total number of…...
When buying insurance, why honesty is the best policy for claims and coverage | Mint
4+ mon, 3+ week ago (516+ words) Mr. Sharma owned an enviable property in a quiet, upscale Bengaluru neighbourhood. Given its prime location and size, the house was snapped up soon after it was listed for sale by a young couple. This conduct mirrors how some people…...
Buying health insurance online? Here are some common mistakes to avoid
5+ mon, 1+ week ago (988+ words) The internet has certainly made things easier, and one of the innovations that the net has given is in insurance, specifically buying health insurance online. You can easily compare and contrast the options available at the click of a mouse,…...
Compact cars and SUVs drive three-fourth of motor insurance claims, EVs costliest to repair: Report | Company Business News
5+ mon, 2+ week ago (424+ words) New Delhi [India], December 4 (ANI): Compact cars and SUVs together account for nearly three-fourths of all motor insurance claims in the country, highlighting their dominance on Indian roads and in insurance payouts, an analysis report by Policy Bazaar has said....
You Don't Need Expensive Car Insurance " Just This One Smart Policy
6+ mon, 6+ day ago (679+ words) Car ownership comes with responsibility. One of the biggest responsibilities is protecting yourself and others on the road. While many people assume that a costly car insurance policy is the only way to stay safe and compliant, the truth is…...
Insurer offers a higher cover at a nominal premium. Should you take it?
6+ mon, 3+ week ago (430+ words) You have a well-structured health insurance coverage. Once your base sum assured gets exhausted, your top-up plan would trigger immediately. Since the deductible of the top-up plan matches that of the sum assured of the base plan, you would not…...
Do health insurers allow reducing the base sum insured to lower premiums?
8+ mon, 2+ week ago (305+ words) You have a good product construct: A base SI of "10 lakh and a super top-up of "50 lakh with a "10 lakh deductible. This provides cumulative coverage of "60 lakh. However, the cumulative bonus should not be treated at par with the base…...
Does your car insurance cover damage cost caused by floods? Check for eligibility, claim process and hidden clauses
8+ mon, 2+ week ago (784+ words) Heavy rains have lashed several parts of India, triggering flashfloods and water-logging in multiple cities. These floods not only disrupt daily movement but can also cause severe damage to vehicles. Among the most affected regions are Maharashtra, Himachal Pradesh, Punjab…...