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Money.ca
money.ca > insurance > home-insurance > ontario-home-insurance-premiums-rise-2026-how-does-your-town-compare

Ontario home insurance premiums rose 6% in 2026, with some northern towns paying nearly 50% more — here's what's driving costs and how to lower yours

7+ hour, 6+ min ago   (645+ words) If your home insurance premium increased this year, you’re not alone. Ontario’s average home insurance premium climbed 6.2% in 2026, reaching $2,235 annually. In fact, premiums rose year-over-year in 82.2% of cities in Ontario, but in some parts of the province, homeowners saw a…...