6+ hour, 51+ min ago  (555+ words) Getting an insurance claim rejected can feel like hitting a wall. Most people only interact with their insurer when they actually need the policy to work'after a hospitalisation, an accident, or some other difficult moment. So when the claim comes…...

1+ week, 4+ day ago  (1288+ words) Insurance was traditionally designed to operate quietly in the background. You bought a policy, paid your premiums, and hoped you would never need to make a claim. It stepped in only when life took an unexpected turn. While this model…...

2+ mon, 4+ week ago  (392+ words) Riders that usually add real value The waiver of premium rider is often underrated but genuinely useful. If the policyholder becomes permanently disabled or critically ill, future premiums are waived while the life cover continues. This protects the policy at…...

2+ mon, 1+ day ago  (558+ words) The insurance regulator IRDAI has recently asked general insurance companies to strengthen awareness efforts around motor insurance, pointing out that over 50% of vehicles on Indian roads do not have insurance coverage. While third-party motor insurance is mandatory under the Motor…...

2+ mon, 1+ week ago  (517+ words) Underinsurance doesn't feel like a mistake until the bill arrives. By then, it's too late to fix. Not understanding waiting periods and exclusions Many policyholders assume that once the policy is active, everything is covered. That's rarely true. Pre-existing diseases,…...

5+ mon, 3+ day ago  (622+ words) India's cleaner E20 fuel push may be driving new challenges for motorists and potentially, for insurers, as petrol vehicle owners maintenance costs double in the past two months " from 28 percent in August to 52 percent in October. For consumers already dealing with…...

3+ mon, 6+ day ago  (723+ words) We often focus on the car " the colour, model, mileage, engine, new or used " and forget that the real financial experience begins after the showroom excitement fades. Car loans may feel easier than home loans, but lenders still want confidence…...

3+ mon, 1+ week ago  (548+ words) The confusion around IDV " and what actually matters Insurers still quote IDV as the "current market value" of your vehicle, but many buyers misunderstand what this number really does. IDV is not the resale price, nor is it the amount…...

3+ mon, 2+ week ago  (288+ words) Comprehensive car insurance covers hail damage to your vehicle, including windshield repair or replacement. It also covers accidents, theft, fire, and natural disasters, making it a smarter choice than third-party insurance. Hailstorm got you? Insurance can help with windshield repairs…...

4+ mon, 4+ day ago  (135+ words) Avoid the temptation to lower IDV too much What happens if you push IDV too high How to judge the correct market value What changes at renewal 1. Does IDV affect all kinds of claims? No. IDV matters only in cases…...