2+ hour, 31+ min ago  (380+ words) Bima Sugam, the unified digital marketplace for insurance, is set to begin operations in a staggered manner, with motor insurance emerging as the first segment to go live, according to multiple people aware of the rollout plans. While the broader…...

6+ hour, 35+ min ago  (580+ words) On most days, the maths is simple. A Noida-based marketing professional who switched to an electric vehicle (EV) last year says he saves nearly Rs 5, 000 a month on fuel alone. Charging at home costs a fraction of petrol, servicing visits…...

1+ mon, 1+ week ago  (891+ words) Managing money is not just about earning more. It is about doing the right thing at the right time. For various reasons, financial decisions are delayed, left for the last minute, which can lead to misses and slips. That is…...

1+ mon, 2+ week ago  (555+ words) Getting an insurance claim rejected can feel like hitting a wall. Most people only interact with their insurer when they actually need the policy to work'after a hospitalisation, an accident, or some other difficult moment. So when the claim comes…...

1+ mon, 4+ week ago  (1288+ words) Insurance was traditionally designed to operate quietly in the background. You bought a policy, paid your premiums, and hoped you would never need to make a claim. It stepped in only when life took an unexpected turn. While this model…...

4+ mon, 2+ week ago  (392+ words) Riders that usually add real value The waiver of premium rider is often underrated but genuinely useful. If the policyholder becomes permanently disabled or critically ill, future premiums are waived while the life cover continues. This protects the policy at…...

3+ mon, 2+ week ago  (558+ words) The insurance regulator IRDAI has recently asked general insurance companies to strengthen awareness efforts around motor insurance, pointing out that over 50% of vehicles on Indian roads do not have insurance coverage. While third-party motor insurance is mandatory under the Motor…...

3+ mon, 3+ week ago  (517+ words) Underinsurance doesn't feel like a mistake until the bill arrives. By then, it's too late to fix. Not understanding waiting periods and exclusions Many policyholders assume that once the policy is active, everything is covered. That's rarely true. Pre-existing diseases,…...

6+ mon, 3+ week ago  (622+ words) India's cleaner E20 fuel push may be driving new challenges for motorists and potentially, for insurers, as petrol vehicle owners maintenance costs double in the past two months " from 28 percent in August to 52 percent in October. For consumers already dealing with…...

4+ mon, 3+ week ago  (723+ words) We often focus on the car " the colour, model, mileage, engine, new or used " and forget that the real financial experience begins after the showroom excitement fades. Car loans may feel easier than home loans, but lenders still want confidence…...