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Psychology Today
psychologytoday.com > ca > blog > talking-scientifically-about-mental-health > 202608 > your-insurance-says-70-percent-but-you-got

Your Insurance Says 70 Percent, but You Got Only $140 Back

5+ hour, 34+ min ago   (613+ words) Posted August 29, 2026 | Reviewed by Margaret Foley A patient pays $500 for a psychiatric visit. Her plan documents say it covers 70 percent of out-of-network care. The reimbursement check arrives for $140. When a plan says it covers 70 percent of out-of-network care, most people…...