3+ mon, 5+ day ago (903+ words) It's mandatory, affordable, and your best defence against crippling liabilities. You are driving with full responsibility and focus But suddenly, a pedestrian comes out of nowhere in front of your car and gets injured Even without any fault of yours, you could end up losing lakhs Why? You are driving with full responsibility and focus But suddenly, a pedestrian comes out of nowhere in front of your car and gets injured Even without any fault of yours, you could end up losing lakhs Why?...

2+ mon, 3+ week ago (400+ words) Can I take multiple term insurance plans from different companies? If yes, will the sum assured be paid by all the insurers in case of a claim? Our panel of experts will answer questions related to any aspect of personal finance If you have a query, mail it to us right away.Can one take multiple term insurance plans from different companies? If yes, will the sum assured be paid by all the insurers in case of a claim? Please clarify.Sarbvir Singh Joint Group CEO, PB Fintech: Yes, you can opt for multiple term insurance plans from different companies This approach can be beneficial for individuals who have diverse financial obligations and want to strengthen their safety net with different kinds of benefits and premium structures When you have multiple term insurance policies, each policy is treated independently In…...

3+ mon, 2+ week ago (112+ words) The National Consumer Disputes Redressal Commission directed National Insurance Company to pay an Indirapuram woman 75% of her car's insured value (Rs 2 lakh) after it was stolen in 2015. The commission also ordered compensation for mental agony and litigation costs due to the company's unfair rejection of her claim, despite a valid policy. National guards takeover DC streets after Trump's order "EC is doing vote chori for BJP: Tejashwi Yadav Anurag Thakur slams Rahul Gandhis EC criticism Rajasthan Dausa road accident Salasar Balaji devotees 11 dead State Department repsonds to after Asim Munirs nuclear threat IIT Bhubaneswar to get new "45 cr SiCSem lab Netanyahu's direct appeal to Iranians...

2+ mon, 1+ week ago (378+ words) I recently had a car accident resulting in minor damages. Should I pay out of pocket or claim insurance'and why? Our panel of experts will answer questions related to any aspect of personal finance If you have a query, mail it to us right away.I recently had a car accident resulting in minor damages Should I pay out of pocket or claim insurance'and why?Sarbvir Singh Joint Group CEO, PB Fintech: You should compare the difference between the claim amount and your accumulated no-claim bonus (NCB), which you will end up losing in the event of claim If the damage is not significant and the repair cost is manageable for you, it's recommended to pay out of pocket for such expenses Filing a claim for small repairs can reduce your NCB, which can otherwise fetch you up to 50% in…...

3+ mon, 18+ hour ago (160+ words) US military members and veterans can save money on car insurance. Insurers offer discounts for service, deployment, and veteran status. USAA and GEICO provide specific military discounts. Louisiana mandates a discount for active-duty members. Veterans need proof of service to apply. Other savings include bundling and good driver discounts. Comparing quotes helps maximize savings. Military car insurance discount: A man is assessing damage to his car. (Representative Image) US warns at UN: Russian strikes cast doubt on peace intentions USCIS bars migrants who violate voter or citizenship laws DC crime "rescue" | 1,000 arrests, $20 drug busts in 2 weeks Lawyers ask judge to silence Trump officials in Garcia trial "Ready to be US President if: JD Vance Robin Westman"s dark note before Minneapolis massacre Trump ends Secret Service for Kamala Harris Why Robin Westman chose Aug 27 for school shooting RFK Jr 'reveals…...

2+ mon, 2+ week ago (602+ words) Recent natural disasters have highlighted the importance of home insurance, yet penetration remains low despite affordable premiums. Comprehensive policies covering building and contents are recommended for homeowners, while tenants should insure their belongings. Determining the right cover size involves calculating rebuilding costs and replacement values, with multi-year policies offering cost savings and protection against inflation....

5+ mon, 1+ week ago (124+ words) AIC seeks GST exemption on all rural general insurance plans How migrant labourers in Noida can get insurance payout of Rs 3000 if temperature rises Air India crash: Insurance companies grapple with claim complexities in some cases Air India crash could trigger $475 million in claims; insurance cover hiked weeks before Supreme Court Advocates Association takes issue with ED summons to counsel Arvind Datar over Care Health Insurance advice Air India crash may trigger over "1,000 crore in insurance claims, likely to be India's biggest Air India crash: LIC, Bajaj Allianz relax documentation, fast-track claim settlements Air India plane crash: LIC eases procedure of policy settlements for victims' families FSIB set to soon kick off selection process for GIC Re chief...

1+ day, 5+ hour ago (601+ words) An insured driver learns his long-standing motor policy won't be renewed despite a minor claim. Experts reveal how insurers rely on broad risk decisions, poor data use, and arbitrary practices, leaving customers helpless....

4+ mon, 2+ week ago (145+ words) Adding zero-depreciation cover at hike up your annual premiums by up to 15-20% How can I split a large medical claim across different health insurers? Planning to port your health insurance policy to another insurer? Remember these points Pet treatment getting costly: Here's why having a pet insurance cover can help Have to pay a big hospital bill? Here's how you can split this claim into multiple health insurance policies Insurance is a risk cover and not an investment: Don't confuse the two What is mobile phone insurance and what does it cover? I have multiple health insurance policies. How can I split a large claim across different health insurers? General insurance industry premium income to grow 8.7% in FY2026, 10.9% in FY2027: ICRA Why should all health insurance claimants face painfully stringent claims processes due to a few fraud cases?...

8+ mon, 2+ day ago (160+ words) Insurance companies in Mumbai anticipate a 15-20% hike in third-party motor insurance premiums from April 1 due to increasing claims and stagnant rates. With TP award inflation nearly at 12% annually impacting profitability, industry CEOs indicate a substantial hike is necessary. LIC set to buy 40-49% stake in ManipalCigna; primary and secondary deal values company at Rs 3,500 crore India's mental health insurance gap: Less than 1% of health claims pertain to mental wellbeing Federal Bank to boost stake in Ageas Federal Life Insurance to 30% with new deal Care Health Insurance gets Rs 104.7 crore demand notice from Income Tax Department India's farm insurance proves costly for most vulnerable Housing financiers pulled up again for insurance 'mis-selling' IRDAI inducts 5 new members into insurance advisory panel Allianz and Jio Financial reach initial deal for India insurance business: Report Zuno insurances to now come with "Pay How You Drive…...