3+ mon, 2+ week ago (406+ words) A DUI conviction can have long-lasting financial consequences, and one of the most immediate is a sharp increase in your car insurance premium. Insurers see drivers with a DUI as high-risk, and that risk translates into significantly higher rates going forward, with lower rates going to those with clean records. But how much will a DUI raise your auto insurance rates? We analyzed insurance price data from Insurify, an insurance comparison shopping website, in all 50 states and compared rates before and after a DUI. Overall, you can expect your insurance with a DUI to be 63% higher for full coverage, but in some states, premiums may more than double. So how does your state compare? Check out our map below to find out. Nationally, full coverage car insurance premiums are $192, compared to $313 for drivers with a DUI. This means drivers with…...

1+ mon, 6+ day ago (376+ words) FinanceBuzz rates auto insurance companies using a star-based scoring system, where one star is the lowest score and five stars is the highest. These scores are based on our proprietary calculations that generate an overall star rating for each insurer, based on specific features such as value, financial strength, customer satisfaction, and ease of use. We rate a variety of auto insurance providers, from large national insurers to regional companies and digital-first carriers. Our ratings cover companies that offer standard car insurance products, including: We focus on insurers that serve drivers across multiple states and offer both traditional and online policy management options. Each company is evaluated using the same criteria to ensure fair, consistent comparisons. We analyze the average cost of both full coverage and liability-only policies for each insurer. Premium data is gathered from Insurify.com to determine…...

1+ mon, 3+ day ago (908+ words) Shopping for car insurance is time-consuming. You know you need to shop around to make sure you're getting the best deal, but requesting multiple quotes from different insurance companies can be tedious, and it's hard to do an accurate side-by-side comparison. That's where insurance marketplaces and comparison sites come in. While they aren't insurance companies themselves, insurance marketplaces can make comparing multiple insurance companies a faster and easier process. SmarterAuto is one such insurance comparison marketplace. It helps users match with car insurance companies based on their specific information. It's easy to use, but by entering your information on SmarterAuto's site, you also authorize several websites and insurance companies to contact you via mail, email, and phone. SmarterAuto is free to use. It earns money if you complete a purchase through one of its links, but otherwise, it doesn't try…...

3+ mon, 4+ week ago (1256+ words) Learn how to avoid wasting money when you can pay less. When it comes to spending money, frugal and wealthy people often inhabit entirely different worlds. Those with money to burn are likely to pay more for convenience and brand names, while those on a budget find ways to save without compromising on quality. From DIY projects to shopping for clothes, paying more doesn't mean you end up with a better result than the pricier alternative. Here are 13 things wealthy people do that are often considered foolish ways to waste money by more frugal individuals. Over 50? Join AARP today" because if you're not a member you could be missing out on huge perks like discounts on travel, dining, and even prescriptions. Get 25% off membership " just $15 for your first year with auto-renewal " and a free gift if you join today. Become…...

4+ mon, 2+ day ago (574+ words) Asking the right questions " and avoiding the wrong ones " can help you get the car you want. Buying a car is one of the biggest financial decisions you'll ever make. Between the test drives, financing options, and paperwork, it's easy to feel overwhelmed or pressured into a deal that's not quite right. That's why it pays to be prepared. While dealerships may come off as helpful, there are certain questions they hope you won't think to ask.These questions could save you thousands and ensure you're getting the best deal possible. Dealerships might avoid this topic unless asked. Forget asking about just the number of previous owners"it's superficial. Instead, dig deeper: ask for the vehicle's full history. A detailed service log or accident record can reveal if the car's truly reliable or hiding potential issues. Don't stop at whether…...

3+ mon, 4+ week ago (528+ words) Alabama drivers seeking affordable car insurance can find coverage through USAA, Auto-Owners, and State Farm. Full-coverage auto insurance in Alabama averages $144 per month, compared to the national average of $193. Your actual premium depends on multiple factors, including age, driving history, and where you live. Getting quotes from several insurers is the most effective way to determine your specific rate. This guide examines Alabama's most affordable car insurance options by coverage type, driver profile, and company. Alabama drivers pay an average of $144 monthly for full-coverage insurance, which is lower than the national average of $193. USAA, Auto-Owners, and State Farm are among the'cheapest car insurance providers. For drivers seeking basic coverage, National General, Direct Auto, and USAA are some of Alabama's most affordable liability car insurance providers. Alabama's average liability-only premium runs $64 monthly, while drivers nationwide pay an average of $106. Age dramatically…...

6+ mon, 2+ week ago (1090+ words) Direct Auto is a subsidiary of Allstate, the fourth-largest private passenger auto insurance company in the country. As Direct Auto specializes in non-standard coverage, I believe it's a good fit for those who have trouble getting coverage elsewhere, such as drivers who have been convicted of driving under the influence. Drivers with histories of driving infractions can expect to pay higher rates with any insurer, but Direct Auto has several discount programs that could help make your premiums more manageable. However, drivers with clean driving records will likely find better rates elsewhere. To find out how Direct Auto measures up in terms of cost, we reviewed data from Insurify on quotes from 36 leading insurance companies. In general, we found that Direct Auto's rates were competitive with the industry average for both liability and full coverage policies. On average, Direct Auto's…...

4+ mon, 1+ week ago (1394+ words) This article was subjected to a comprehensive fact-checking process. Our professional fact-checkers verify article information against primary sources, reputable publishers, and experts in the field. A driver's license is a symbol of freedom for a teenager, but it's also a harbinger of higher car insurance costs for families: Full-coverage car insurance policies for teen drivers cost about 90% more than a typical policy on average, which is the last thing you want, especially when you're already worrying about your new driver's safety on the road. Fortunately, there are ways to save money on coverage. Some car insurance companies, like Auto-Owners and State Farm, offer cheaper rates than the average insurer. Some teens, particularly safe drivers and good students, may also qualify for discounts. Whether you're a parent adding a young driver to your policy or a teen looking for your own…...

7+ mon, 3+ week ago (1195+ words) Shopping for insurance can be annoying. It's always smart to comparison shop for the best deal, but doing so directly with a handful of insurers can take a while and will almost certainly result in a flood of spammy emails, calls, and follow-ups via physical mail. That's where insurance comparison marketplaces like Insurify come in. Insurify provides what we found to be a relatively seamless quote-generation experience. It gets very strong customer reviews and offers some advantages over competitors that just generate leads, not quotes. You must consent to receive marketing emails or text messages from Insurify to view your quotes, but you can opt out once those communications begin. In general, if you're going to use an insurance marketplace, Insurify is a really solid option. It has a robust record of customer satisfaction and offers a clean, easy to…...

4+ mon, 1+ day ago (1156+ words) Previously, the Hyundai Genesis was a luxury car included in Hyundai's vehicle lineup, but that vehicle was discontinued in 2016. Instead, Genesis became its own standalone brand separate from Hyundai's other vehicles. Today, the Genesis brand includes several luxury sedans and SUVs, like the GV70 and GV80. Genesis vehicles can be pricey, with several models having starting prices well above the national average for all new vehicles. Unsurprisingly, that high price tag means Genesis models also tend to be more expensive to insure. On average, Genesis owners pay $130 per month for liability-only insurance and $245 per month for full coverage. However, drivers can save on Genesis auto insurance by comparison shopping, taking advantage of insurance discounts, and adjusting their coverage. Some examples of car insurance companies with competitive rates for Genesis vehicles include USAA, GEICO, and State Farm. To identify the best car insurance…...