15+ hour, 50+ min ago   (377+ words) Start with the IDV, or insured declared value. This represents the value for which your car is insured and is derived from the ex-showroom price, adjusted for depreciation based on the vehicle's age. In the event of theft, total loss…...

1+ week, 2+ day ago   (326+ words) Discover essential health insurance tips for young adults to future-proof coverage while managing potential lifestyle diseases effectively. I'm 34, fairly active, but my recent tests showed borderline thyroid issues and elevated cholesterol I'm worried these could turn into lifestyle diseases later…...

3+ week, 16+ hour ago   (181+ words) Renewing car insurance on the same terms should be the simplest of tasks. Yet, often motorists unknowingly pay more for less. While reviewing his renewal quotation, a friend noticed something puzzling. The insured value of his car had reduced, as…...

1+ mon, 4+ day ago   (373+ words) Road accidents cause major economic and emotional damage. Third party insurance is a massive public good, which reduces inequality and social friction. At its core, the system balances three outcomes. Firstly, it protects victims financially without long legal battles. Secondly,…...

1+ mon, 1+ week ago   (483+ words) Have you noticed how an insurance agent or call-centre executive never lets go when they want to sell you a policy or renewal? That may sound harsh, but the frustration is widespread " and growing. Recently, a senior retired insurance executive…...

1+ mon, 2+ week ago   (210+ words) Hosts enjoy zero repair costs for accidental damage, and guests benefit from a worry-free experience. For guests, Trip Protection offers enhanced confidence for a worry-free journey. The protection mechanism, developed jointly through the collaboration'between Zoomcar and Universal Sompo, enables a…...

1+ mon, 2+ week ago   (383+ words) Last Monday, we looked at the human side of Motor Third-party (TP) Liability insurance. This compulsory cover is meant to protect peace of mind " and finances " by shielding you from the legal burden of compensating those who suffer losses in…...

2+ mon, 2+ week ago   (216+ words) Cholamandalam MS General Insurance Company (Chola MS), a joint venture between the Murugappa Group and Mitsui Sumitomo Insurance Group of Japan, on Tuesday reported a Gross Written Premium (GWP) of "2220 crore in quarter ended September 2025 (Q2FY26) compared to "2191 crore in the…...

2+ mon, 3+ week ago   (389+ words) Recent GST rate revision boosts health and term insurance, leading to significant premium reductions and increased policyholder interest. Health and term insurance got a major boost with the recent GST rate revision Across sectors, rates on health and term insurance…...

2+ mon, 4+ week ago   (162+ words) In September 2025, the gross director premium underwritten by the non-life insurers increased to "31,119 crore" The Gross Direct Premium (GDP) underwritten by the non-life insurers grew 7.26 percent to "1,65.063 crore in the first half of the current financial year ended September 30 as…...