6+ mon, 1+ week ago (563+ words) Comparing the premium rates will help you find the right policy that fits within your allotted budget while giving you the coverage that you require for your car." For those of you who are looking to purchase a car policy, it is important that you compare car insurance online. With the wide range of options available in today's insurance market, without proper research, you will end up investing your money in the wrong insurance policy. To choose the right policy, you must compare the policies available in today's market." Although third-party insurance is mandatory, a comprehensive plan for your car is recommended. There are several benefits to comparing comprehensive car policies online. The article below highlights the benefits that you can enjoy if you research and compare car insurance plans online." Car policies can be quite costly because various insurers…...

10+ mon, 3+ day ago (522+ words) Why is Car Insurance Required? Car insurance is a legal requirement as per the Motor Vehicles Act of 1988. In addition to that, it offers immense financial security for vehicle owners. If you are a car owner, it is mandatory to own car insurance in India. Here are a few factors that contribute to the benefits of buying insurance from a car insurance company online in India. How Does An Online Car Insurance Benefit In The Long Run? Car insurance provides financial security to the owners, as it allows one to breathe easily in case of an unprecedented accident or damage to a car by another party. Additionally, here are a few other factors that benefit car insurance owners. Access to Quality Services: Many insurance companies offer additional services such as roadside assistance and cashless claims at network garages. This convenience…...

2+ day, 7+ hour ago (521+ words) These days, buying car insurance is quicker and easier than ever. You no longer need to stop by an insurance office or wait on agents to complete your policy. A few clicks let you check out different options, purchase car insurance online, and get the policy papers delivered straight to your email. Still even with the ease of online insurance, keeping the correct documents handy makes the process smoother. This guide explains what papers you will need to buy or renew your car insurance online in India. Insurers need documents to verify your identity, car ownership, and vehicle condition. This helps prevent fraud, maintain accurate records, and decide the right premium. Proper documentation also supports smooth claim processing. When buying car insurance online, you simply upload the required files digitally through the insurer's app or website. When you purchase car…...

5+ mon, 1+ week ago (732+ words) Car insurance is the smartest investment decision that helps protect your dear four-wheeler against damage, theft, and even natural calamities, cutting you short of plausible financial losses. However, choosing an appropriate policy as per your specific requirements might be a difficult task, especially with different plans and agencies in the picture." To comply with the latest rules of legal compulsion, it is essential to buy car insurance online to be able to drive legally on the road. By comparing different insurance plans, you are provided with an in-depth analysis of different premium policies and coverage as per your vehicle's location, usage and concerns." With a handful of options by their side, it gets easier to make the appropriate choice that suits their specific needs. One of the best aspects of comparing different policies is that it's totally free of cost....

5+ mon, 3+ week ago (565+ words) The process of purchasing car insurance online has grown significantly more convenient in recent years. However, the methods insurers use to calculate premiums are evolving rapidly. Traditionally, premiums were determined based on static factors such as the make and model of the vehicle or the policyholder's residential location. This article explores how telematics is reshaping the car insurance landscape in India. Telematics is an advanced technology that integrates telecommunications with vehicular data collection. It utilises GPS, sensors, and onboard devices to monitor various aspects of driving in real time, including: " Frequency of sharp turns or lane changes By capturing this detailed information, insurers gain a more accurate understanding of the driver's risk profile beyond traditional demographic and historical data. The Impact of Telematics on Car Insurance Premiums Telematics enables a shift towards behaviour-based premium models, where the cost of insurance…...

5+ mon, 2+ week ago (420+ words) SMPL Mumbai (Maharashtra) [India], June 14: Zuno General Insurance, a new-age digital insurer committed to making insurance easy, friendly and innovative, has introduced India's first real-time crash detection feature to its flagship Zuno Smart Drive car insurance....

2+ mon, 4+ day ago (626+ words) Submitting a claim on a car insurance policy might seem overwhelming especially after an accident or unexpected damage. While your insurer is there to provide financial support, claims are often delayed'or even rejected'because of avoidable mistakes by policyholders. Knowing what not to do can help you save time, avoid stress, and ensure a smoother claims experience. In this article, we'll cover the most common mistakes people make while filing car insurance claims and how to avoid them. Failing to Notify Your Insurer Right Away One of the biggest mistakes car owners make is delaying the notification to their insurer after an accident or damage. Insurance companies usually require you to report the incident within a fixed timeframe. Missing this deadline can weaken your claim or even make it invalid. Tip: Always contact your insurance provider right away, even if the…...

2+ mon, 1+ week ago (437+ words) Looking for the best car insurance in India? Explore the top companies in 2025, including ACKO, ICICI Lombard, Digit, Bajaj Allianz, and HDFC Ergo. Compare claim ratios, coverage, and network garages to make an informed choice. In most Indian families, owning a car is what happiness and freedom look like No doubt, buying your own car makes your life more comfortable and easier, but don't forget that the shiny ride also brings a lot of responsibilities - the foremost being getting it insured....

8+ mon, 3+ week ago (750+ words) While third-party car insurance is mandatory, a comprehensive policy provides broader financial protection, helping policyholders manage unforeseen circumstances effectively. Many vehicle owners make mistakes while purchasing insurance, often overlooking critical coverage aspects. Zurich Kotak General Insurance aims to educate car owners on the key benefits of a well-rounded policy. Comprehensive Car Insurance: Key Coverage Areas Road accidents are a common occurrence, and even the most cautious drivers can face unexpected collisions. Whether it is a minor dent or major damage, repairing a vehicle can be expensive. Comprehensive car insurance covers the cost of repairs, ensuring that policyholders do not have to bear the financial burden. " Damage caused by collisions with other vehicles " Accidents involving stationary objects such as poles or walls " Scratches and dents resulting from minor mishaps " Major structural damage requiring part replacement Having comprehensive coverage ensures that you…...

1+ mon, 6+ day ago (432+ words) When it comes to protecting your vehicle, understanding the type of coverage and selecting the right one is essential. In India, four-wheeler insurance policies are broadly classified as third-party car insurance and own damage cover. Many car owners often consider the two to be the same and wonder which one to choose." However, the protection each provides and what they exclude is quite different. Let us understand how these two types of covers differ and which one suits your needs better." Third-party insurance is the most basic and mandatory car insurance under the Motor Vehicles Act 1988. It covers the policyholder's legal liability in the event their vehicle causes injury, casualties or property damage to another person." This means if your car accidentally damages someone else's vehicle or injures a pedestrian, your insurer will compensate the affected party. However, a third-party…...