Install
EVs and Insurance guides
Why electric vehicles cost more to insureThe repair, battery and parts costs that push EV premiums up, the theft and safety factors that pull them down, and how to price coverage before you buy.EV battery damage and insurance claimsWhen insurance pays for a damaged EV battery and when the warranty does, why minor pack damage can total a car, and what to do after a crash, flood or fire.Is your home EV charger covered?How homeowners, renters and auto policies split coverage for a home EV charger, from lightning and fire to a guest tripping on the cable.Insuring a hybrid carHow insurers price hybrids and plug-in hybrids, why their catalytic converters attract thieves, who pays for battery damage, and discounts to ask about.Tesla Insurance and real-time driving dataHow Tesla Insurance uses your car's Safety Score and FSD usage to set a monthly premium, where it is sold, and what California drivers get instead.