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Two at a time: the facts side by side, then a plain verdict on who should choose which.
AAA (CSAA Insurance Group) vs GEICO AAA's CSAA scores higher on claims and in the Southwest but needs AAA membership in its clubs' areas; GEICO is A++ rated and sells to anyone. Allstate vs Farmers Insurance Two agent-based carriers with long add-on lists. Allstate has the higher AM Best rating and Milewise; Farmers offers OEM parts and new car replacement. Allstate vs GEICO GEICO sells direct with an A++ rating and better 2026 J.D. Power scores; Allstate offers local agents, Milewise pay-per-mile and more add-ons. Allstate vs Progressive Both sell online and through agents in every state. Allstate leads on satisfaction and pay-per-mile; Progressive on nonstandard drivers and shopping tools. Allstate vs State Farm Both sell through local agents. State Farm scores higher on satisfaction; Allstate adds online buying, Milewise pay-per-mile and more add-ons. Amica vs GEICO Both sell direct. Amica, a small mutual, scores higher for service and may pay dividends; GEICO is far bigger, A++ rated and strong on discounts. Amica vs State Farm Two A+ mutuals: Amica sells direct and leads New England satisfaction; State Farm sells through 19,000+ local agents almost everywhere else. Auto-Owners Insurance vs State Farm Both are A+ mutuals sold through local agents. State Farm has telematics and better 2026 satisfaction; Auto-Owners offers independent agents and rare add-ons. Erie Insurance vs Progressive ERIE leads J.D. Power for claims and offers Rate Lock in 12 states and D.C.; Progressive sells everywhere, online or by agent, and writes riskier drivers. Erie Insurance vs State Farm In ERIE's 12 states and D.C., it tops J.D. Power for claims and offers Rate Lock; State Farm sells nationally with captive agents and an A+ rating. Farmers Insurance vs State Farm Both sell through exclusive local agents. State Farm has stronger ratings and satisfaction scores; Farmers offers a broader menu of add-on coverages. GEICO vs Liberty Mutual GEICO has the A++ rating and stronger regional satisfaction; Liberty Mutual ranks higher for claims and sells through independent agents too. GEICO vs Nationwide GEICO sells direct everywhere with an A++ rating; Nationwide uses independent agents, ranks higher for claims and offers SmartMiles pay-per-mile. GEICO vs NJM Insurance In NJM's five states, it ranks 2nd of 20 for claims and includes extras with full coverage; GEICO sells everywhere with an A++ rating and telematics. GEICO vs Progressive Two big online sellers. GEICO has the A++ rating and better satisfaction scores; Progressive adds independent agents and nonstandard coverage. GEICO vs Root Insurance Root prices mainly on a smartphone test drive in 37 states; GEICO is an A++ rated giant that sells everywhere and bundles home and auto. GEICO vs State Farm GEICO sells direct with an A++ rating; State Farm sells through 19,000+ agents, scores higher on J.D. Power and just paid a $5 billion dividend. GEICO vs USAA Both are A++ direct writers with military roots. USAA tops J.D. Power but is limited to the military community; GEICO is open to everyone. Kemper vs Progressive Both write drivers other insurers turn down. Kemper specializes in nonstandard auto in 10 states; Progressive is A+ rated and sells everywhere. Liberty Mutual vs Progressive Both sell direct and through independent agents. Liberty Mutual scores far better on claims; Progressive is bigger, A+ rated and writes nonstandard drivers. Liberty Mutual vs State Farm State Farm leads on size, AM Best rating and J.D. Power regional scores; Liberty Mutual scores better on claims and adds independent agents and extras. Mercury Insurance vs Progressive Mercury is a California-focused agency insurer in 11 states; Progressive sells everywhere, online or by agent, with a higher rating and Snapshot. Nationwide vs Progressive Both sell through independent agents and online. Nationwide scores far higher for claims and telematics; Progressive is bigger and sells in every state. Nationwide vs State Farm Two mutuals with strong satisfaction scores. State Farm has captive agents and the higher rating; Nationwide offers independent agents and SmartMiles. Plymouth Rock Assurance vs Safety Insurance Two Boston insurers. Safety sells via agents in MA, NH and ME and is being bought by MAPFRE; Plymouth Rock adds direct sales, telematics and claim services. Progressive vs Root Insurance Both lean on telematics. Root prices mainly on a test drive in 37 states; Progressive's Snapshot is optional and it sells everywhere with home bundles. Progressive vs State Farm The two biggest auto insurers: State Farm has local agents and stronger satisfaction scores; Progressive offers direct or independent-agent buying. Progressive vs USAA USAA has an A++ rating and top J.D. Power scores for the military community; Progressive is open to all, including drivers with tickets or a lapse. State Farm vs The Hartford The Hartford's AARP program adds benefits for older drivers like RecoverCare; State Farm offers local agents and stronger regional satisfaction scores. State Farm vs USAA USAA beats State Farm on ratings and J.D. Power scores but only serves the military community; State Farm offers local agents to everyone.