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Scams Targeting Drivers guides
Auto warranty robocalls vs real insuranceWhy "your car's warranty is expiring" calls are almost always illegal, how a service contract differs from a warranty and insurance, and how to report them.Car insurance phishing, text and call scamsEmails, texts and calls that impersonate car insurers and warranty firms: how to spot them and what to do if you clicked, paid or shared personal details.How to spot a fake car insurance companyWarning signs of a fake or unlicensed auto insurer, and how to verify a company and agent through your state insurance department and the NAIC before you pay.Fake insurance cards and how they are caughtWhere counterfeit and worthless insurance cards come from, how state databases and claims expose them, the penalties, and what to do if you are hit.Ghost broking and fake car insurance policiesHow ghost brokers sell fake or doomed car insurance through social media and word of mouth, who they target and how to confirm a policy is real.Scams that target drivers after an accidentThe scams that follow a crash, from tow trucks you did not call to runners, clinic referrals, fake adjusters and buried deductibles, and how to avoid each one.