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Insurtech guides
How insurers use AI in pricing and claimsWhere car insurers use AI, from pricing models to photo damage estimates, how state regulators are responding, and what to do if an algorithm affects you.How car insurance comparison sites and lead generators workWhat really happens when you enter your details on a car insurance quote site, how those sites get paid, why the calls start, and how to shop without the spam.Embedded insurance: buying coverage from automakers and dealersHow car insurance sold by automakers, dealers and apps at the point of sale works, who actually insures you, what data is involved, and how to compare it.Digital-first car insurers: how the insurtechs workHow app-based car insurers price, sell and pay claims, the difference between a digital carrier, a program brand and an agency, and what to check before buying.Tesla Insurance and real-time driving dataHow Tesla Insurance uses your car's Safety Score and FSD usage to set a monthly premium, where it is sold, and what California drivers get instead.