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Lawsuits guides
Insurance bad faith explainedWhat counts as insurer bad faith, how first-party and third-party claims differ, the state laws behind them, and what to do if your claim is mishandled.Class actions against car insurersHow class actions against car insurers work, why total-loss valuation suits keep failing class certification, and what to do if you get a class notice.Connected-car data, data brokers and your premiumHow automakers' driving data reached insurers via LexisNexis and Verisk, what the FTC and state attorneys general did, and how to check your own file.Driving data privacy lawsuitsThe FTC order and state and private lawsuits over automakers, apps and data brokers selling driving data used by insurers, and where the cases stand.The Kia and Hyundai theft wave and insuranceWhy many 2011-22 Kias and Hyundais were easy to steal, how insurers responded, and what the software fix, class settlement and 2025 state deal provide.Social inflation and nuclear verdicts: how lawsuits raise premiumsSocial inflation is the rise in claim costs from litigation, attorney involvement and big jury awards. What the data shows and how it reaches your premium.Statutes of limitations for car accident claimsHow long you have to sue after a car accident in every state and D.C., for injuries and vehicle damage, plus the exceptions and shorter deadlines to watch.Tort reform and car insuranceWhat tort reform changes in car accident cases, the recent laws in Florida, Georgia, Louisiana and New York, and what they mean for your premium and your claim.