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What to do after an accident with an uninsured driver Steps to take at the scene, which of your own coverages pay for your car and injuries, and your options for collecting from a driver with no insurance. Assigned risk plans: insurance of last resort How state assigned risk plans and other residual market programs insure drivers no company will take, who qualifies, what it costs and how to apply. Fake insurance cards and how they are caught Where counterfeit and worthless insurance cards come from, how state databases and claims expose them, the penalties, and what to do if you are hit. High-risk car insurance: options when insurers say no What makes a driver high risk, the three places to find coverage after a refusal (standard, nonstandard, the state plan), and how to get back to normal rates.
Uninsured Drivers
The coverage gap on the road.
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