Install
Uninsured Drivers terms
The coverage gap on the road.
Assigned risk planA state program that guarantees basic liability coverage to drivers no insurer will voluntarily cover, by assigning them to insurers in the state.No pay, no playA state law that bars uninsured drivers from suing for pain and suffering after a crash, even when the other driver caused it.Residual marketState-created arrangements that guarantee car insurance to drivers no insurer will cover voluntarily, such as assigned risk plans.Uninsured motorist coverageCoverage that pays injury costs for you and your passengers when a driver with no insurance, or a hit-and-run driver, causes the crash.