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Discounts terms
Every discount insurers actually give.
Anti-theft device discountA premium reduction, usually on comprehensive coverage, for cars with alarms, immobilizers, tracking systems or other theft deterrents.Autopay discountA small premium reduction some insurers give when you pay by automatic withdrawal from a bank account or card.Defensive driving courseA state-approved driving safety class that can earn an insurance discount and, in some states, reduce points or dismiss a ticket.Good driver discountA premium reduction for drivers with no recent at-fault accidents or significant violations, mandated at 20% or more in California.Good student discountA discount for young drivers, usually full-time students, who keep a B average (3.0 GPA) or similar academic standing.Multi-car discountA price cut for insuring two or more vehicles with the same company, usually on one policy, applied to each car's premium.Paid-in-full discountA lower price for paying the whole six- or 12-month premium up front instead of in monthly installments.Paperless discountA small price cut for agreeing to get policy documents, bills and notices by email or online account instead of by mail.Safe driver discountA lower rate for drivers with no recent at-fault accidents, major violations or claims, usually measured over three to five years.