EVs and Insurance insurers

Latest coverage of this topic All insurers

National carriers 11
AAA auto clubs 3
Regional carriers 40
Farm Bureau insurers 15
Affinity and military insurers 4
Nonstandard and high-risk specialists 19
Digital and insurtech insurers 10
High-net-worth and specialty insurers 6
Puerto Rico insurers 2
Program carriers and fronting insurers 6

#	Insurer	Type	Market share (2025)	AM Best
36	Tesla InsuranceTesla's in-house auto insurance, sold in the Tesla app in 15 states and priced monthly from each car's Safety Score outside California.	Digital and insurtech insurers	0.28%	—

Ranked by 2025 U.S. private passenger auto direct premiums written, from NAIC market share data. NAIC groups combine affiliated companies, so a group may sell under several brand names.