AAA auto clubs

National carriers 11
AAA auto clubs 3
Regional carriers 40
Farm Bureau insurers 15
Affinity and military insurers 4
Nonstandard and high-risk specialists 19
Digital and insurtech insurers 10
High-net-worth and specialty insurers 6
Puerto Rico insurers 2
Program carriers and fronting insurers 6

#	Insurer	Type	Market share (2025)	AM Best
9	AAA (Auto Club Enterprises)AAA insurance from the Southern California-led Auto Club Enterprises clubs, for members in about 20 states; top-ranked by J.D. Power in Texas in 2026.	AAA auto clubs	1.90%	A+ (Superior)
13	AAA (CSAA Insurance Group)The AAA insurer for Northern California, the Mountain West and much of the Mid-Atlantic, selling only to AAA members in 23 states and D.C.	AAA auto clubs	1.37%	A (Excellent)
18	AAA (The Auto Club Group)The AAA club group behind AAA car insurance in Michigan, Florida, the Upper Midwest and the Carolinas, sold only to AAA members.	AAA auto clubs	0.71%	A (Excellent)

Ranked by 2025 U.S. private passenger auto direct premiums written, from NAIC market share data. NAIC groups combine affiliated companies, so a group may sell under several brand names.