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High-net-worth and specialty insurers
| # | Insurer | Type | Market share (2025) | AM Best |
|---|---|---|---|---|
| 31 | ChubbGlobal insurer whose U.S. auto business is built for high-net-worth households, with agreed-value cover, OEM parts and very high liability limits. | High-net-worth and specialty insurers | 0.30% | A++ (Superior) |
| 47 | PURE InsuranceMember-owned high-net-worth insurer, part of Japan's Tokio Marine group, insuring luxury, everyday and collector cars for owners of $1 million-plus homes. | High-net-worth and specialty insurers | 0.18% | A (Excellent) |
| 69 | Private Client Select (AIG)AIG's former Private Client Group, spun into the independent agency Private Client Select in 2023; writes high-net-worth auto on AIG paper via brokers. | High-net-worth and specialty insurers | 0.07% | A (Excellent) |
| 80 | American Modern Insurance Group (Munich Re)Munich Re's U.S. specialty personal lines arm, insuring collector cars, motorcycles, ATVs, boats and manufactured homes through agents in all 50 states. | High-net-worth and specialty insurers | 0.06% | A+ (Superior) |
| 92 | Berkley OneW. R. Berkley's personal lines insurer for high-net-worth households, selling auto, home and collector car coverage through select independent agents. | High-net-worth and specialty insurers | 0.04% | A+ (Superior) |
| — | HagertyMichigan collector-car insurance agency and enthusiast brand whose U.S. policies are issued mainly by Markel's Essentia Insurance Company. | High-net-worth and specialty insurers | — | A (Excellent) for Essentia Insurance Company |
Ranked by 2025 U.S. private passenger auto direct premiums written, from NAIC market share data. NAIC groups combine affiliated companies, so a group may sell under several brand names.