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Liberty Mutual Must Tailor Auto Rental Coverage, Judge Says

Law360 Liberty Mutual Must Tailor Auto Rental Coverage, Judge Says By Carolyn Muyskens · October 22, 2026, 5:08 PM EDT /insurance-authority/tracked_cases?case_id=655d2f00b96c0a01d1afbf0b&case_title=Watts+et+al+v.+Liberty+Mutual+Personal+Insurance+Company+et+al Watts et al v. Liberty Mutual Personal Insurance Company et al Get instant…

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Louisiana car insurance rates, laws and regulator news.

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Louisiana

Louisiana requires 15/30/25 liability. 2025 laws added a 51% fault bar from 2026 and bar uninsured drivers from the first $100,000 of damages.

Minimum liability15/30/25
Fault systemAt-fault — the driver who causes a crash (through their liability insurer) pays for the other side's injuries and damage
PIP requiredNo
Uninsured motorist requiredNo — uninsured/underinsured motorist coverage is included at your bodily injury limits unless you reject it, choose lower limits or choose economic-only UM on the state's form (La. R.S. 22:1295)

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