Latest in Michigan

1,267 words

Protect My Car Reviews

Protect My Car is a premier vehicle service contract provider that states its goal is to “change the game” with advisors who place the customer first and help minimize uncertainty from unexpected costly repairs. The company aims to provide a…

abc17news.com
777 words

The most expensive states to own a car

Owning a car is expensive everywhere, but geography can add thousands of dollars to the recurring costs of keeping one on the road. Insurance expenditures vary sharply by state, and gasoline costs depend not only on pump prices but also…

643 words

When your body shop and insurer disagree, who wins?

Consider that nearly two in three auto repair shops recently surveyed report that carriers have regularly rejected their repair plans (with 818 estimates denied) and instead required shops to use the carrier’s estimate to submit additional damage. TheZebra.com explains how…

Michigan

Michigan car insurance rates, laws and regulator news.

  • 18 Tracked terms
  • Last 30 days Feed window

What this topic collects on

An article joins this feed when it matches these terms. Each one is also a search of its own.

States

Michigan

Michigan is no-fault. Since the 2019 reform you choose a PIP medical level, liability defaults to 250/500 (floor 50/100) and $1 million PPI is required.

Minimum liability50/100/10
Fault systemNo-fault — your own PIP pays medical bills and lost wages regardless of fault; you can sue for pain and suffering only for death, serious impairment of body function or permanent serious disfigurement
PIP requiredYes — PIP is mandatory, but since July 2, 2020 you choose the medical limit; unlimited applies if you make no choice
Uninsured motorist requiredNo — uninsured and underinsured motorist coverage are optional in Michigan

Full profile: contacts, ratings and history →