Latest in New Jersey

New Jersey

New Jersey car insurance rates, laws and regulator news.

  • 18 Tracked terms
  • Last 30 days Feed window

What this topic collects on

An article joins this feed when it matches these terms. Each one is also a search of its own.

States

New Jersey

New Jersey's standard policy minimum rose to 35/70/25 on January 1, 2026. Drivers choose a standard or basic policy and a right-to-sue option.

Minimum liability35/70/25
Fault systemChoice no-fault — PIP pays your injury costs regardless of fault; on a standard policy you choose the Limitation on Lawsuit (limited right to sue) or No Limitation on Lawsuit option; the basic policy includes the limited right to sue
PIP requiredYes — at least $15,000 per person, with up to $250,000 for certain permanent or significant injuries; standard policies offer PIP up to $250,000 or more and a health-insurance-primary option
Uninsured motorist requiredYes, on standard policies — UM/UIM of at least 35/70 bodily injury and $25,000 property damage (with a $500 deductible); basic policies have none

Full profile: contacts, ratings and history →