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Texas

Texas car insurance rates, laws and regulator news.

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Texas

Texas is an at-fault state requiring 30/60/25 liability. PIP and uninsured motorist coverage come with every policy unless you reject them in writing.

Minimum liability30/60/25
Fault systemAdd-on — an at-fault (tort) state where policies include $2,500 of PIP unless rejected in writing, with no limit on suing the at-fault driver
PIP requiredNo — $2,500 of personal injury protection is included in every policy unless a named insured rejects it in writing
Uninsured motorist requiredNo — insurers must offer uninsured/underinsured motorist coverage; you must reject it in writing

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