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South Carolina
South Carolina car insurance rates, laws and regulator news.
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South Carolina requires 25/50/25 liability and matching 25/50/25 uninsured motorist coverage. Its uninsured-vehicle fee option ended July 1, 2024.
Minimum liability25/50/25
Fault systemAt-fault — the driver who causes a crash is responsible for the other side's injuries and damage
PIP requiredNo
Uninsured motorist requiredYes — uninsured motorist 25/50/25; insurers must also offer higher UM limits and underinsured motorist coverage up to your liability limits